Insurance Planning
Right coverage for health, life and assets — without over-insuring or under-insuring your family.
"Without the right insurance, one medical emergency or untimely death can wipe out years of savings — I make sure your coverage is precise, not just sold to you."
Insurance Is the Foundation of Every Financial Plan
No commission, no product pushing
My fee is fixed. I earn nothing from the policy you buy — so every recommendation is purely in your interest.
Built around your family's actual needs
Coverage sized to your income, liabilities, and dependents — not a one-size-fits-all product.
Existing policies reviewed and corrected
I identify mis-sold products, gaps and over-insured areas before recommending anything new.
How I Work On Your Insurance
A thorough, step-by-step process to make sure your coverage is right — not just present.
01.
Review all existing policies
Life, health, and general insurance — I audit everything you currently hold.
02.
Identify gaps & mis-sold products
Flag over-insurance, under-insurance, and products that don't serve your needs.
03.
Recommend the right term cover
Calculated based on your income, liabilities, and number of dependents.
04.
Plan health insurance
Individual and family floater plans with adequate sum assured for your situation.
05.
Critical illness assessment
Evaluate if a CI rider or standalone plan genuinely makes sense for you.
06.
Claim process guidance
I explain the fine print — exclusions, waiting periods, and how to claim when it matters.
Simple, Transparent Pricing
Insurance planning is included in the comprehensive financial plan — no separate charge per service.
Renewal from Year 2: ₹7,500 + GST
Single Parent / Senior Citizen
₹12,000
+ Applicable GST
Annual fee · One-year support
- Cashflow and Net worth Analysis
- Family budget Analysis
- Risk profiling
- Life and Health Insurance Planning
- Emergency fund Planning
- Child Education / Marriage Planning
- Retirement Planning
- Goal Based Planning
- Tax Planning
- Debt Management
- Asset Allocation Based on Goals
Includes full financial plan — insurance, investments, retirement & more.
Indian Resident
₹15,000
+ Applicable GST
Annual fee · One-year support
- Cashflow and Net worth Analysis
- Family budget Analysis
- Risk profiling
- Life and Health Insurance Planning
- Emergency fund Planning
- Child Education / Marriage Planning
- Retirement Planning
- Goal Based Planning
- Tax Planning
- Debt Management
- Asset Allocation Based on Goals
Includes full financial plan — insurance, investments, retirement & more.
Turning Chaos into Clarity
Book your free 30-minute discovery call. No obligation. No sales pitch. Just honest advice.