Aim

“Is to deliver an impartial financial advice that brings you clarity in all your financial matters”

kowsika devi, cfp®

Hello everyone!

I am Kowsika devi, a SEBI Registered Investment Advisor, Certified Financial Planner (CFP) and an ex-banker. I founded Explicit in 2025 and chose SEBI RIA over banking because this is the only profession that is 100% client centric free from sales pitch, commission and mis selling. I have no boss to appreciate when I sell a product that yields more commission to the company (even though it does not suit the client). 

So, what I do, I work only for my clients, their goals and their dreams. I charge a fixed fees to deliver them a customized financial plan with one year ongoing support and recommend products that suits only for them.

– Kowsika Devi, CFP®

As a SEBI RIA What I Do & What I Don’t Do

Do’s

Don’ts

FAQ's

Your questions, answered

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